![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4fctujPtWa3dMszBNCiWUWivY6xG7Ruv9Hn-719Y5tbQdaquDT3r0HWXmb8XiWUXSqetPTzBvN8NdGHkY3nh-3YInhFnJD3VlVGih4DgF_VG1SKdL9wr9yrs-cOH02L8aX7xJ1lVtsVE/s320/Santa__s_List_by_KartK.jpg)
Ask for things you "need". I'm 24 years old and I have to say that there are few things I am in need for. I have plenty of food, a more-than-adequate shelter despite the old wood-paneled walls, and plenty of clothes. But, there are things I spend money on like body care products, groceries, coffee (obviously), entertainment and other items I am likely to buy in the future. Thus, my Christmas list is full of items I will eventually buy throughout the year so that I actually save money by not buying it myself. The other half is filled with gift cards to places I will eventually buy things at.
So this year, consider your list and what you fill your list with. Do you really need that Keurig single-cup coffee maker with pricey refill cups, even more clothes or a bigger iPod? Do yourself a favor and ask for things you "need". It will save you some cash down the road.
More Christmas savings tips to come!